Now more than ever, many successful entrepreneurs and small business owners have opted to operate their companies from the comfort of their own homes. However, just because you can attend virtual meetings in your pyjamas bottoms and run the company in fluffy slippers doesn't mean that it isn't a real, lucrative company. On the contrary, home-based business owners conduct themselves with as much professionalism as corporate giants, and as such, they need to be insured like bri

While insurance companies often pay a large majority of the claims they receive, there is no denying that things don’t always go to plan. As a result, your claim can be delayed or outright declined. To help you avoid this scenario, we have put together a list of the main reasons why an insurance company would decline or delay a claim. 1. You claimed for an excluded condition An exclusion refers to a condition or circumstance that the policy doesn’t cover. For example, i

It’s February, let’s celebrate the month of love and the end of Janu-worry! On Valentines Day, we celebrate love by bombarding those dear to us with pink and red hearts. It seems fitting that February is also the National Heart Month and is, therefore, a perfect time to take steps toward being heart healthy and reflect on the cover you have for your ticker. It is crucial to follow up on healthy behaviours, such as improving eating habits and regular exercise, with the right i

While running your business from home is considered a more convenient option, there are still insurance pitfalls and risks that you need to be prepared for. In order to protect yourself against damage or liabilities, you need to have comprehensive home-based insurance to guard you against these potential issues. Home Office and Home Businesses, what's the difference? While your home-based office may be covered by a personal insurance policy, a home business is not. If you wor