A last Will and Testament are one of the most important gifts you can give your loved ones, even more so when people or couples live together but are not married. The sad reality is that loved ones do not always come out on top when it comes to a person's legal affairs, estate, and/or Will. Your Will needs careful and meticulous planning. Here are a few things to take into consideration: If, as a couple (even if you are not married), you are accumulating assets together, you

It is unfortunate that many short-term insurance claims are either partly or entirely rejected and put the client under serious financial stress. However, we need to appreciate that the unprecedented financial pressure that we experienced in 2020, and that we continue to experience now, has resulted in a rapid increase in insurance fraud and for those who commit it becoming increasingly creative. As a consequence, insurance companies are on high alert as the COVID-19 financia

It's the month of October and as Halloween draws nearer we are discussing all things trick or treat. It is, therefore, the ideal time to discuss tactics that dishonest brokers use to trick clients and how to avoid them. With the right advice and when done correctly, investing can be a real treat by helping you reach your financial goals. However, the opposite applies if you fall prey to unscrupulous investment brokers who try to trick their clients to boost their commission.

For those of you living with or caring for someone with diabetes, it is important to be aware that persistently high blood sugar levels, which are characteristic of diabetes, causes damage to blood vessels throughout the body. This damage is more apparent in smaller blood vessels, such as those present at the back of the eyes. Diabetic Retinopathy is a complication that damages these delicate blood vessels, which over time damages the retina and, in extreme cases, causes blin