Short Term Insurance Spring Clean
As the year hurtles into September, the flowers begin to bloom, the bees are buzzing, and the birds are singing! All tell-tale signs that spring is upon us. For many of us, the start of the season boosts our mood and sense of optimism, yet your short-term insurance still feels like it’s stuck in the winter blues. Spring cleaning is the annual tradition of thoroughly cleaning out and freshening up our homes, thereby getting a jump start on the hectic months ahead. This traditi
We are celebrating our silver anniversary this Woman’s month.
“W hat is your favourite position?” “CEO.” – Lauren Conrad. 2021 marks the quadranscentennial anniversary of PBA Financial Services. In less pompous terms, it’s been 25 years since we have been up and running. Given its Women’s Month, it’s the perfect opportunity to celebrate the silver anniversary of a company entirely made up of the fairer sex! At PBA, we’ve enjoyed some great accomplishments and our fair share of challenging times that we’ve overcome and emerged stronger f
No medical underwriting insurance may be too good to be true
Medical underwriting is the process whereby insurance companies examine the medical history, demographic profile, lifestyle and various other factors that potentially relate to the client’s current or future medical status. This information is ultimately used to determine whether or not the insurer will offer the client cover as well as the cost of the cover. However, several companies offer this service without having to undergo the medical underwriting process. Sounds like
Do you have a LISP? - Investing through a Linked Investment vs a Life Insurance Company.
In the financial industry and when talking about a LISP, we aren’t debating whether or not an investor has a speech impediment. Rather, we’re speaking in terms of the Linked Investment Service Providers (LISP) which is South African jargon for an investment platform that offers a 1-stop shop for investors. In brief, when you take out an investment policy, you have the option to either invest through LISP or a life insurance company. While there are several similarities betwe
Working from home?
Batten down the hatches during the third wave. Can working from home affect your insurance? Amidst the third wave of COVID-19 infections, many South Africans, including the PBA team, have opted to stay safe by continuing to work from home. However, what many homeowners may not be aware of is that these new working conditions have an impact on your short-term insurance cover. If you are currently working at home, it is important that you not only check and double-check your sh
