How to compile an asset register
It is very important that you compile a current asset register that you save in the cloud.This will prevent your assets from being averaged at claim stage. Knowing your assets worth is very important. Personal Policy – when compiling an asset register, you will need to list all the household contents. The best way to do this is to do it room by room and list everything that you would basically move out with should you move from the house. You need to list all items from the b
Have you considered life cover for your parents, parents in law or a special family member?
At PBA Financial Services we have recently had an influx of young clients who are worried about how their parents will survive when they retire and would like to make sure that they can cover their monthly expenses. Did you know that you can purchase life and or disability cover for your parents? Parents or parents in law may have not been in a position to save adequately for their retirement due to many reasons: ● They may be paying for schooling or studies for a younger si
Gap Cover Policy
Gap cover is a short-term insurance product designed to provide extra protection for those who already have a medical aid membership. By subscribing to a gap cover product, you protect yourself and your family against this financial disparity, potentially avoiding significant out-of-pocket medical expenses for claims when in hospital. Who can apply for Gap Cover? Any member of a registered South African medical aid scheme aged 60 or younger qualifies for Gap cover. Kindly con
Keep a backup of all your compliance certificates!
What if your home burnt down, and along with it, all your belongings and computers, you lost your inventory list and compliance certificates? This would make it difficult to comply with what your insurance company would need to process your claim. Read more below to find out why you should keep a cloud backup of all your important documents. It's vital in the event of a tragedy like your house burning down you have all your documentation in order. Inventory Lists Keep an up t
Discovery Primary Care for Household Employees
Discovery Primary Care allows approximately 1,2 million people access to private healthcare in South Africa. DPC offers day-to-day healthcare benefits for example nurse and GP consultations, dentist and optometrist visits, funeral cover, wellness screening and HIV management. There is also an optional Trauma Benefit which gives access to private healthcare services, including Netcare 911 ambulance services. Benefits include Day-to-day Unlimited nurse visits at a preferred pro
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