When it comes to money, setting New Year’s resolutions for yourself is easy, but committing to and following through with those resolutions is a completely different story. This is why it is important to set realistic and achievable financial goals for yourself. There is hardly a quicker way to shove those New Year’s resolutions aside than to realize that they are unattainable or that you have set the bar so high that only Warren Buffett himself could achieve them. Here are a

PBA Financial Services are a dedicated team of independent financial advisors who strive to provide our clients with the best possible financial profiles that are suited to their individual needs, while still being affordable. Our goal is to help our clients to create financial stability by building practical and straightforward financial solutions that are tailored to fit their specific needs. We aim to be there to provide help to our clients, so that they never have to face

December is here and for many of us that means locking up our homes for a few weeks while we go on holiday. Before you go, however, it’s important to make sure that you know what household valuables are covered by your insurance policy, as you may have to lock up any valuables that are not covered. Items you should double-check are covered include but not limited to expensive outdoor gas braais and patio sets. Most insurance policies offer cover for valuables that are out in