Most of us have some kind of free travel insurance. Mostly, we assume that our travel rewards or credit card “free” insurance is okay, and will cover us for medical, baggage and/or trip cancellation or delays. This may not be true and here are two important questions you should ask yourself: · Do I need to book with a specific travel agent? · Do I need to use a specific credit card to qualify? Like any insurance policy, you must check exactly what you are covere

Reasons your Car Insurance Claim could be Rejected & Advice for Auto Insurance Policyholder Having your claim rejected is never pleasant. Insurance should be about peace of mind, yet too often we hear of claims being rejected, mostly because the policy holder has not scrutinise their policy. Simply said, you should check your policy to make sure you are adequately covered. These are some of the reasons you could fail in having your claim successfully processed: 1. Drivin

Do you work from home? Specify your office and/or specialised equipment in your contents policy. Also, check your public liability cover is adequate for work-related claims. Do you use your vehicle for work? Make sure that your car insurance policy covers you for work-related travel and for other workers who may use your vehicle from time-to-time. You may need to upgrade to a commercial vehicle insurance policy. Check with your broker. You may want to consider; Business Inter

In the event of “sickness or health” you are reliant, solely, on your ability to work and perform at your very best. Business continuity is critical to ensure you can sustain your ability to earn a living, come rain or shine! Ordinarily, freelancers seldom have adequate insurance in place as they are not covered by employers like the rest of the working world. Freelancers are also not subject to mandatory insurance cover and often elect to take their chances, neglecting the