We are living in a turbulent world. One only has to watch the VBS Saga unravel to know the true meaning of risk. This coupled with the current Eskom bail-out which could see a cut to South Africa’s credit rating and see government bonds ejected from the World Government Bond Index. And for those who thought foreign waters were less turbulent, some fund managers believe the economy will not be affected by Brexit and others warn of a bumpy future ahead. And then we have cryptoc

This is a complex area in law and will depend on your initial marriage contract. It is governed by the Divorce Act and Pensions Fund Act. In divorce law, the term “pension fund` is a generic name for all types of retirement funds that fall within the scope of The Pension Funds Act. Typically, the non-member spouse is entitled to an agreed percentage of the pension interest. The pension interest is the sum of the contributions plus interest at a prescribed rate, up until the d

Safety Tips and Insurance Advice to Reduce your Odds of Becoming a Car Jamming Victim. Read the Fine-print. Most insurers will cover items lost as a result of forced entry and do not cover your loss in the event of car jamming. Having suffered the loss of your valuables you could find yourself suffering a further misfortune with your claim rejected. Be hyper-vigilant when parking your car, and to where you park your car. Watch and hear your locks engage. Take valuable items w

1. They are on your side and Deliver on their Promise You are constantly being seduced by myriad of investment or insurance products seeking to gain access to your hard-earned cash, with various purported promises of hope. Too often, this culminates in disappointment, with payouts failing to match the expectations set. 2. Tap into your Advisors Tap into your advisers’ industry and product knowledge, with their “finger on the pulse”. Insurance providers are fighting for your