Make sure your parents have given careful consideration to their retirement decisions, writes Niel Kassleman, Liberty Financial Adviser. It is estimated that less than 6% of South Africans will retire comfortably. Too many people don't know how much they need to put away to maintain their standard of living after retirement. The low rate of retirement provision among South Africans means most adult children will need to support their elderly parents in one way or another for

At Pick n Pay · Swipe your Discovery Card twice at Pick n Pay – once before the cashier rings up your purchases and again to pay. · If you don’t have a Discovery Card, swipe your Pick n Pay HealthyFood card, or present your unique HealthyFood card number at the till before the cashier rings up your purchases. · You can view your unique card number by logging into your profile · Remember to swipe your Pick n Pay HealthyFood card at any Pick n Pay till before the cashier rings

Please take note of what you need to tell your BROKER during your policy term with this handy guide from PBA BROKERS. Tell us BEFORE you... Modify your car - that doesn't just mean adding a rear spoiler to your BMW, you'll also need to let us know if you're re-spraying the car, making cosmetic changes or adding any modifications that affect performance. There is the chance we won't be able to cover the modification at all. A modification may also result in an increased premiu

As an employee, you may be able to enjoy group risk cover against death and disability. You will have the option of continuation or conversion. Continuation Option This allows a member to enjoy continued benefits e.g. group life cover, in the case of disablement. Conversion Option Members who leave the fund can elect to convert existing group benefits to an individual policy within a specified time period. Individual risk rates will apply. The conversion option may be exerc