Why must I complete a Nomination of Beneficiary form? A fully completed form will speed up the process of settling payment to your family should you die in service. It is also important to keep this form up to date as your personal circumstances change. The election is subject to any legislation applicable to the nomination of beneficiaries, identification of dependants and the distribution of death benefits in terms of the Long-Term Insurance Act applicable legislation. Unap

Business assurance should be structured to meet the client’s changing need so when an entrepreneur needs Business Assurance, Cover should be bought based on needs indicated below and should be structured as level cover with the option to buy up cover when the value increases, free of underwriting and required term should be as per the actual business need. Note below Traditional offering versus the new technology that is available: Traditional product structures — whether pro

Unclaimed Benefits refer to any monies due to a person that remain unpaid or unclaimed when a person resigns, is dismissed or retrenched. Unpaid retirement fund monies are defined in terms of the South African Pensions Funds Act as unclaimed benefits 2 years after a member leaves a fund due to resignation or retrenchment. The FSB has estimated that over R20 billion is due to more than 3 million individuals. It is hard to comprehend how a person would not claim their money, bu